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Meet Your Team

At our firm, we have the client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from preparing to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Jason Harness, CEPA, CFBS

Founder and President

(636) 728-2477

(636) 728-1018

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Jason Harness, Founder and Principal of Harness Financial, is an advocate for his clients, working with them to produce a more fulfilling retirement. He asks his clients the hard questions about their financial strategies and challenges them to discover what is most important. He empowers, educates and helps his clients move towards those important financial goals.

Jason believes that a comprehensive understanding of his clients’ financial lives and periodic reviews leads to better results. He encourages his clients to think about how their priorities could evolve and helps them create strategies that respond to their changing needs. Jason delivers thorough meeting notes, after client meetings and workshops, that serve as a roadmap to help create and monitor their financial progress.

Jason’s services are especially valuable to business owners, corporate executives, as well as high-income and high-net-worth individuals, and their families. Practicing for the better part of two decades, Jason has the knowledge and experience to help his clients prepare for a successful exit, protect what they’ve sacrificed for, enjoy a fulfilling and rewarding retirement, and leave the legacy they care for to their family and community. He views the financial process as a team sport and regularly collaborates with his clients’ other advisors and can offer introductions if his client’s need to expand their team.

Jason is a graduate of the University of Missouri – Columbia with a Bachelor of Science in Business Administration (BSBA) degree. He began his career in the finance industry in 2002. Jason earned his Certified Family Business Specialist (CFBS) designation in 2018 and his Certified Exit Planning Advisor (CEPA) designation in 2019.

Jason resides in Saint Louis with his wife, Jill, and their son, Henry. He enjoys hiking with his family, being on the water, playing the occasional sand volleyball game and traveling. During the fall football season, you can find Jason back in Columbia rooting on the Mizzou Tigers!

Jeremy Harness, CEPA, RICP

Vice President

(636) 728-2424

(636) 728-1018

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Jeremy Harness joined Jason’s team in 2019 after a long and successful career in the field of information technology. Jeremy uses the latest tools to analyze and help guide clients to make the best decisions for their own, unique situations. Jeremy will listen to truly understand and get to the heart of his clients’ goals and needs.

Jeremy is a graduate of the University of Missouri – Columbia with a bachelor’s degree in Russian studies. Jeremy earned his Certified Exit Planning Advisor (CEPA) and Retirement Income Certified Professional (RICP) designations in 2021.

Jeremy resides in Ballwin his family Liza, Mia, Evelyn, and Cruz. He enjoys hiking, trail running, camping, and exploring different parts of the globe. Jeremy enjoys coaching his children's sports and even participating in some of his own.

Rachel Tucker-Acharya

Client Experience Coordinator

(636) 728-2437

(636) 728-1018

Rachel is the most recent addition to the Harness team. She brings 10 years of customer service and client experience with her. You will recognize her by the bubbly personality, and she is likely the first voice you will hear when you call into our office to schedule your appointment. Rachel loves to help people and is passionate about providing the best possible client experience.

Rachel is the lead of special event planning and client outreach for our organization. She strives to make scheduling your appointment seamless and pleasant.

She is a graduate of Truman State University with a BA in German. She is a St. Louis native and knows the unwritten rule of asking which high school you went to. She currently lives with her husband and dog, Kosmo. She also enjoys going to the lake and kayaking as well as enjoying the company of her friends and family.

Sarah Ringkor

Director of Client Services

(636) 728-2436

(636) 728-1018

Sarah, Director of Client Services, has over nine years of experience in the financial services industry. She is here to assist with new business and, assisting with servicing existing accounts.

Sarah resides in Webster Groves with her family, Dave, Harrison, Maggie and their Goldendoodle Lucky.

She holds a Bachelor's Degree in Business Management from Webster University and continues her education through training seminars. Her hobbies include reading, movies, and following St. Louis sports teams, in addition to cheering on her son and daughter in their sports activities.

Client Centered

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.